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Annual vs Monthly Calculator

Stop Guessing - Start Optimizing Your Billing Mix

Find the Sweet Spot Between Retention and Revenue

Most companies either discount too much (leaving money on the table) or too little (missing conversion). Our calculator finds the NPV-maximizing annual discount that balances upfront cash with customer lifetime value.

Profit-Maximizing Discount Exact % that maximizes NPV
Revenue Scenario Model Monthly vs annual projections
Churn Impact Analysis Retention gains vs discount cost
Cash Flow Forecast When you'll break even and profit
$0 NPV Max Annual Discount % 10% 17% 25% 33% OPTIMAL DISCOUNT 17% = Max NPV NPV Curve

โšก How It Works

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Input

Monthly price

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Model

NPV scenarios

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Optimize

Best discount

Companies with optimized annual plans see 20-40% higher LTV*

The right discount converts monthly users without leaving money behind

๐Ÿ“ฆ What You Get

โœ“ Web-Based Tool โœ“ User Manual โœ“ Sample Datasets โœ“ NPV Templates

๐Ÿข Who Uses This

SaaS Subscription Boxes Membership Services Media & Streaming Online Learning Fitness & Wellness

Ready to Find Your Optimal Billing Mix?

Dr. Koray Cosguner

Founder & Principal Consultant
Associate Professor of Marketing

miaow.consulting@gmail.com

Kelley School of Business
#1 Online MBA ยท #4 UG Marketing (U.S. News)
Optimize My Billing Strategy